How to verify your PayPal account

Complete guide with multiple methods and troubleshooting

7-10 min read
Expert Verified
Last Updated: August 2025

Quick Answer

To verify your PayPal account, you can link and confirm your bank account or credit card, or you can use PayPal's instant verification method. Verification enhances your account's security and allows you to access more features.

Easy⏱ 7-10 min read

Prerequisites & Requirements

Before starting the verification process, ensure you have the following:
  • •A verified email address associated with your PayPal account.
  • •Access to your bank account or credit card details.
  • •A stable internet connection.
  • •The latest version of the PayPal app or access to the PayPal website.

Method 1: Verify Your PayPal Account via Bank Account

This method is commonly used for verifying your account and is suitable for users who prefer linking their bank account.
  • •Step 1: Log in to your PayPal account at www.paypal.com.
  • •Step 2: Click on 'Wallet' in the top menu.
  • •Step 3: Click on 'Link a bank account' and enter your bank details.
  • •Step 4: PayPal will make two small deposits into your bank account. Check your bank statement for these amounts.
  • •Step 5: Return to PayPal, click 'Wallet', then 'Confirm bank account' and enter the deposit amounts.
  • •Step 6: If successful, you will receive a confirmation message.

For Windows 11

Follow these steps specifically for Windows 11 users:
  • •Open Microsoft Edge or your preferred browser.
  • •Ensure your browser is updated to the latest version for optimal performance.

For Windows 10

Windows 10 users can follow these steps:
  • •Open Google Chrome or your preferred browser.
  • •Ensure your browser is updated to the latest version.

Method 2: Verify Your PayPal Account via Credit Card

This method is ideal for users who prefer using a credit card for verification.
  • •Step 1: Log in to your PayPal account at www.paypal.com.
  • •Step 2: Click on 'Wallet' in the top menu.
  • •Step 3: Click on 'Link a credit card' and enter your card details.
  • •Step 4: PayPal will charge a small verification fee (which will be refunded). Check your card statement for the transaction.
  • •Step 5: Return to PayPal, click 'Wallet', then 'Confirm credit card' and enter the transaction amount.
  • •Step 6: If successful, you will receive a confirmation message.

Troubleshooting Common Issues

If you encounter problems during the verification process, consider the following solutions:
  • •Error: 'Bank account not found' - Solution: Ensure the bank account details are entered correctly.
  • •Issue: 'Verification failed' - Fix: Double-check the amounts of the deposits or transaction fees.
  • •Problem: 'Unable to link credit card' - Workaround: Ensure your card is valid and has not expired.

Advanced Tips & Shortcuts

Enhance your verification experience with these tips:
  • •Keyboard shortcut: Ctrl + T - Opens a new tab for quick access to PayPal.
  • •Command line: N/A - PayPal does not support command line verification.
  • •Hidden feature: Instant verification - Available for some banks; check if your bank supports this feature.

Common Mistakes to Avoid

Avoid these common pitfalls:

Expert Tips

For the best verification experience, ensure all your personal information is up-to-date and matches your bank or card details.