How to set up a PayPal account

Complete guide with multiple methods and troubleshooting

7-10 min read
Expert Verified
Last Updated: August 2025

Quick Answer

To set up a PayPal account, visit the PayPal website or download the PayPal app, click on 'Sign Up', and follow the prompts to create your account. You'll need to provide personal information, link a bank account or credit card, and verify your email address.

Easy⏱ 7-10 min read

Prerequisites & Requirements

Before starting the setup process, ensure you have the following:
  • •A valid email address that you can access.
  • •A bank account or credit/debit card for linking.
  • •A mobile device or computer with internet access.
  • •Basic personal information (name, address, phone number).

Method 1: Setting Up via the PayPal Website

This method is ideal for users who prefer using a desktop or laptop computer.
  • •Step 1: Open your web browser and go to the PayPal website (https://www.paypal.com).
  • •Step 2: Click on the 'Sign Up' button located at the top right corner of the homepage.
  • •Step 3: Choose between a Personal or Business account and click 'Next'.
  • •Step 4: Fill in your personal information (email, password, etc.) and click 'Continue'.
  • •Step 5: Link your bank account or credit/debit card by entering the required details.
  • •Step 6: Verify your email address by clicking on the link sent to your email.
  • •Step 7: Log in to your new PayPal account to confirm setup.
  • •Step 8: If you encounter issues, check your internet connection and try again.

For Windows 11

Follow these additional steps if you're using Windows 11:
  • •Use Microsoft Edge or your preferred browser to access the PayPal website.
  • •Ensure your browser is updated for optimal performance.

For Windows 10

Follow these additional steps if you're using Windows 10:
  • •Open your browser (Chrome, Firefox, etc.) and navigate to the PayPal website.
  • •Check for any browser updates to avoid compatibility issues.

Method 2: Setting Up via the PayPal Mobile App

This method is convenient for users who prefer mobile devices.
  • •Step 1: Download the PayPal app from the Google Play Store or Apple App Store.
  • •Step 2: Open the app and tap on 'Sign Up'.
  • •Step 3: Select either a Personal or Business account and tap 'Next'.
  • •Step 4: Enter your email address and create a password, then tap 'Continue'.
  • •Step 5: Follow the prompts to enter your personal information and link your bank account or card.
  • •Step 6: Verify your email address through the link sent to your email.
  • •Step 7: Log in to your account to complete the setup.
  • •Step 8: If you face issues, ensure your app is updated and restart your device.

Troubleshooting Common Issues

If you encounter problems during the setup process, consider the following solutions:
  • •Error: 'Email already in use' - Solution: Try logging in instead of creating a new account.
  • •Issue: 'Unable to link bank account' - Fix: Ensure your bank account details are correct and that your account is eligible for linking.
  • •Problem: 'Verification email not received' - Workaround: Check your spam/junk folder or request a new verification email.

Advanced Tips & Shortcuts

Enhance your PayPal experience with these tips:
  • •Keyboard shortcut: Ctrl + T - Opens a new tab in your browser, allowing you to quickly access PayPal.
  • •Command line: N/A - PayPal setup does not involve command line usage.
  • •Hidden feature: PayPal's 'One Touch' - Enable this feature for faster checkouts on supported sites.

Common Mistakes to Avoid

Avoid these common pitfalls:

Expert Tips

For a seamless PayPal experience, ensure your account is fully verified and secure.